Why State Differences Matter for Homeowners
Two homeowners in neighbouring states can pay ₹50,000–₹1,00,000 different prices for the exact same 3 kW rooftop solar system. The central PM Surya Ghar CFA is uniform — ₹78,000 for most states, ₹85,800 for special-category states — but state top-ups and regulatory environments create massive variation in the final cost to the homeowner.
This article consolidates verified state subsidy data for 2025–26 so you can make an informed decision based on your actual location.
The Complete State-Wise Subsidy Table (3 kW System)
| State / UT | Central CFA | State Top-Up | Total Subsidy | Confidence Level |
|---|---|---|---|---|
| Odisha | ₹78,000 | ₹60,000 (OREDA) | ₹1,38,000 | High — OREDA verified |
| Uttarakhand | ₹85,800 | ₹57,000 (UKREDA) | ₹1,42,800 | High — UK Solar Policy 2023 |
| Assam | ₹85,800 | ₹45,000 (APDCL) | ₹1,30,800 | High — APDCL notification |
| Nagaland | ₹85,800 | ₹50,000 | ₹1,35,800 | High — Nagaland Solar Mission |
| Uttar Pradesh | ₹78,000 | ₹30,000 (UPNEDA) | ₹1,08,000 | High — UPNEDA portal |
| Chhattisgarh | ₹78,000 | ₹30,000 (CREDA) | ₹1,08,000 | Medium |
| Delhi | ₹78,000 | ₹30,000 (GNCTD) | ₹1,08,000 | High — Delhi policy 2025 |
| Puducherry | ₹78,000 | ₹27,000 (UT Govt) | ₹1,05,000 | Medium — reported, unverified |
| Haryana | ₹78,000 | ≈₹20,000 (HAREDA) | ≈₹98,000 | High — HAREDA notification |
| Rajasthan | ₹78,000 | ₹17,000 (conditional) | ≈₹95,000 | Medium — 100-units beneficiaries only |
| Goa | ₹78,000 | ~30% of cost | ₹1,08,000–1,30,000 | Medium — GEDA policy |
| Jammu & Kashmir | ₹54,000 | Nil | ₹54,000 | High — JAKEDA, no extra |
| Gujarat | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
| Maharashtra | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
| Karnataka | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
| Tamil Nadu | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
| Kerala | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
| Andhra Pradesh | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
| Telangana | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
| Punjab | ₹78,000 | Limited/periodic | ₹78,000+ | Verify with PEDA yearly |
| Himachal Pradesh | ₹85,800 | Small targeted schemes | ₹85,800+ | Check HP Energy Dept |
| West Bengal | ₹78,000 | None (residential) | ₹78,000 | Verified (no top-up) |
| Bihar / Jharkhand / MP | ₹78,000 | None | ₹78,000 | Verified (no top-up) |
Key Insight: Why Odisha and Uttarakhand Lead
Odisha's ₹60,000 OREDA top-up makes it the most generous state for residential solar on a pure rupee basis — a 3 kW system costs a homeowner only around ₹12,000 after all subsidies. Uttarakhand's combination of special-category central CFA (₹85,800) plus UKREDA's ₹57,000 top-up makes it the best overall deal, with a net homeowner cost below ₹10,000 for a 3 kW system in many cases.
States like Gujarat, Karnataka, and Maharashtra offer no additional residential top-up — but they compensate with strong net-metering policies and high solar irradiation (5–6 peak sun hours/day), which delivers faster financial payback than the subsidy alone suggests.
States to Watch: Likely Improvements in 2026
Several state governments have announced intent to introduce residential solar top-ups in their 2025–26 budget speeches. Bihar, Jharkhand, and West Bengal have referenced rooftop solar expansion schemes linked to PM Surya Ghar rollout targets. Tamil Nadu's grid operator TANTRANSCO is piloting aggregated rooftop solar in four districts. Andhra Pradesh's new government has signalled interest in restoring its earlier 25% state subsidy which lapsed in 2022. These developments should be tracked on state DISCOM and RE agency portals, as announcements can move quickly.
How to Verify Before You Invest
The table above reflects the best available data as of mid-2026. Before committing to any solar installation, verify the current subsidy amount directly on the National Portal for Rooftop Solar and your state RE agency's website. State schemes are subject to budget allocations and can be paused, modified, or enhanced without widespread notice. Always request a written subsidy letter or portal-generated acknowledgement before proceeding with installation.